Qard Logo

More Rewards,
Less Effort.

Founded by three college students who wanted credit card rewards to be easier.

Easy Access

Know what card to use for every purchase. Recommendations live right in your apple wallet, or in the app.

Smarter Recs

We use AI to recommend the best card for every purchase.

Card Farm

more cards = more rewards.

Qard Card FrontQard Card Back

meet the team

Ronak Agarwal
Co-Founder & CEO
Georgia Tech computer science student, previously SWE intern @ Amazon & Chick-fil-A, and backend SWE @ Doordash
Vinay Govindaraju
Co-Founder & CFO/COO
Georgia Tech economics student, previous investments and insights intern @ Tech Square Ventures, and corporate venture capital @ Catalyst by Wellstar
Donovan Liao
Co-Founder & CTO
Ohio State CS student, previously Gen AI @ Cleveland Clinic, Co-Founder of Binder Studio